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Buyer Guides

A comprehensive 12-page guide for buyers by the Singapore Accredited Estate Agencies (SAEA).
Buyer Stamp Duty

Buyer Stamp Duty

You are required to pay BSD for documents executed for the sale and purchase of property located in Singapore. BSD will be computed on the purchase price as stated in the document to be stamped or market value of the property (whichever is the higher amount)

Additional Buyer Stamp Duty

Additional Buyer Stamp Duty

Liable buyers are required to pay ABSD on top of the existing Buyer’s Stamp Duty (BSD). ABSD are computed on the purchase price as stated in the dutiable document or the market value of the property (whichever is the higher amount).

Singapore Mortgage Loan-to-Value Ratio (LTV)

Singapore Mortgage Loan-to-Value Ratio (LTV)

To protect homebuyers from over-borrowing, the Singapore government has set a loan-to-value (LTV) limit for bank housing loans. In a nutshell, the LTV limit defines the maximum home loan amount a bank can grant you as a percentage of the property’s market value (i.e. its valuation).

Estimated Repayment Schedule Calculator

Estimated Repayment Schedule Calculator

Here's a quick and easy way of estimating how much your monthly payments will be when it's time to pay your property loan, with different interest rates and repayment schedules to help you make better decisions.   <!-- [et_pb_line_break_holder]...

Property Cooling Measure Chart

Property Cooling Measure Chart

A summary of the Singapore property market cooling measures, with charts showing the effects on the price index. Consolidated MAS regulations and Cooling Measures which may affect your buying decision.

Price Index Chart of Private Properties in Singapore

Price Index Chart of Private Properties in Singapore

The residential statistics were compiled from information in caveats lodged at the option stage with the Singapore Land Registry, supplemented with Stamp Duty data from the Inland Revenue Authority of Singapore, as well as data provided by developers for new sales.

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